How can we help your business? 4 outcomes:
Healthy finances
Establish a solid financial foundation for your business
Assess risk
Measure and monitor the risk of the businesses you work with
Credit rating
Understand your business credit rating and how it impacts your business
Best lenders
Help find the right business lenders for your needs
In partnership with Capitalise, we can help you understand the range of sources of finance, as well as the tools available, to help you maintain healthy finances at every stage of your business journey. You'll also be able to evaluate the business health of your suppliers and corporate clients.
Having a firm grip on your credit rating can help you leverage better terms with your suppliers, customers and lenders – all helping your business to thrive.
Nick Hunt is our Chief Strategy and Impact Officer.
He coordinates the herd’s support for SMEs on business finance. Nick is a senior business leader with more than 15 years’ experience across a variety of roles in FTSE100 business St. James’s Place Wealth Management (SJP), most recently as Director of Strategy & Proposition. An investment professional, Nick has a wealth of experience in coaching and leading teams across a range of technical and commercial roles.
Your Business Finance Journey
Details about our upcoming webinar
Join our free webinar – Optimising your working capital in a rising interest rate environment
19/9/23 11am
What we’ll cover:
- Update on current economic environment and its relevance for the SME funding market
- The importance of optimising your working capital through a focus on your credit rating
- Practical steps that you can take to ensure healthy business finances
Insights and articles
Read our latest articles on effectively managing your finances as an SME, including tips, strategies, insights from businesses on a similar journey, and updates from our in-house experts and partners.
Salary v Dividends – How should you pay yourself in 2026?
Now that the self‑assessment deadline has passed, many directors are taking a fresh look at how they take profits from their companies. The choice between salary and dividends isn’t just about “what saves the most tax.” It also affects pensions, state benefits, borrowing ability, and long‑term financial planning.
Funding Business Growth
Finances and funding are a vital aspect of successful business growth. Martin Brown, our CEO, looks at some key questions business owners have on this topic.
How SMEs can make savings
After 14 consecutive months of interest rate rises up to September 2023 and no changes yet in 2024, along with generally tough financial conditions for SMEs, what practical steps can you take to make savings?
